Terms & Conditions

Welcome to Roary Insurance. These Terms & Conditions govern your use of our website, services, and communications, including SMS messages. By accessing or using our website and services, you agree to be bound by these terms. If you do not agree, please refrain from using our services.

1. Use of Services:

Roary Insurance provides insurance-related services, including but not limited to quote requests, policy consultations, and customer support. By using our website or submitting any form, you affirm that you are at least 18 years old and legally capable of entering into contracts.

 2. Data Collection & Privacy

When you use our services, we may collect and process personal information, including but not limited to:

– Name, phone number, email address, and mailing address
– Insurance policy details and preferences
– Any other information voluntarily provided via our forms

Our Privacy Policy*governs how we collect, use, and protect your data. By submitting your information, you consent to its collection and use as outlined in our Privacy Policy.

3. SMS & Telephone Communications

3.1 Consent to Receive SMS Messages

 

If you have consented to receive text messages from Roary Insurance, you may receive text messages related to:

– Quote follow-ups
– Appointment reminders
– Policy updates
– Customer service responses
– Marketing & promotional messages (only with prior opt-in consent)

 

3.2 Message Frequency

Our SMS message frequency will be from 3-5 text messages per week,  per user.

 

3.3 Potential Fees for SMS Messaging

Many carriers charge a fee for each message sent or received. This can vary depending on the carriers pricing structure and whether the message is sent domestically or internationally.

 

3.4 How to Opt-In

To opt-in to our messaging service, you must provide explicit consent by checking the below below the form through our website

 

3.5 How to Opt-Out

If you no longer wish to receive SMS messages, you can:
– Reply **STOP** to any SMS message. Once opted-out you will receive no further SMS communication
– Email info@roaryinsurance.com with “Opt-Out Request” in the subject line
– Call us at 1.800.785.4611 and request to be removed from our SMS list

 

3.6 SMS Compliance & TCR Regulations

Roary Insurance follows The Campaign Registry (TCR) compliance standards for A2P messaging and adheres to the following:

– Explicit Consent: We only send SMS messages to users who have explicitly opted in.

– Opt-Out Option: You may opt out of SMS communications at any time by replying **STOP** to any message.- **Message Frequency**: The number of messages you receive will vary based on your interaction with our services.
– Carrier Disclaimer: Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.

 

4. Cookies & Tracking Technologies

Our website may use cookies and other tracking technologies to enhance user experience. By using our website, you consent to our use of cookies in accordance with our **Privacy Policy

5. Third-Party Links

 

Our website may contain links to third-party websites. Roary Insurance is not responsible for the content, security, or privacy practices of these external sites.

 

6. Disclaimers & Limitation of Liability

 

Roary Insurance provides information and services “as is” without warranties of any kind. We are not responsible for:

– Errors or inaccuracies in information provided
– Delays or failures in service delivery
– Unauthorized access to user data beyond our reasonable control

 

Under no circumstances shall Roary Insurance be liable for any direct, indirect, incidental, or consequential damages resulting from the use of our services.

7. Changes to Terms & Conditions

 

We reserve the right to update these Terms & Conditions at any time. Any changes will be posted on this page with an updated effective date. Your continued use of our services after such changes constitutes your acceptance of the revised terms.

8. Contact Information

 

For any questions regarding these Terms & Conditions, you may contact us at:

 

Roary Insurance LLC
10161 W Park Run Drive, Suite 150
Phone: 1.800.785.4611
Email: legal@roaryinsurance.com

By using our website and services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.

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