Terms & Conditions

1.) Use of services

Roary Insurance provides insurance-related services, including but not limited to quote requests, policy consultations, and customer support. By using our website or submitting any form, you affirm that you are at least 18 years old and legally capable of entering into contracts.

2.) Data Collection & Privacy

When you use our services, we may collect and process personal information, including but not limited to:

• Name, phone number, email address, and mailing address
• Insurance policy details and preferences
• Any other information voluntarily provided via our forms

Your data is handled in accordance with our Privacy Policy. By submitting your information, you consent to its collection and use as outlined therein.

3.) SMS & Telephone Communications

3.1 Consent to Receive SMS Messages

If you consent to receive SMS messages from Roary Insurance, you may receive communications such as:

• Quote follow-ups
• Appointment reminders
• Policy updates
• Customer service responses
• Marketing & promotional messages (only with prior opt-in)

3.2 Message Frequency

You may receive 3–5 text messages per week. Message frequency may vary based on your engagement with our services.

3.3 Message & Data Rates

Message and data rates may apply depending on your mobile carrier. Roary Insurance is not responsible for charges incurred by your service provider.

3.4 How to Opt-In

To receive SMS messages, you must provide explicit consent by checking the opt-in box on our website forms.

3.5 How to Opt-Out

You may opt out of receiving SMS messages at any time by doing one of the following:

• Replying STOP to any SMS message
• Emailing info@roaryinsurance.com with the subject line “Opt-Out Request”
• Calling us at 1.800.785.4611 and requesting removal from the SMS list

3.6 SMS Compliance & TCR Regulations

Roary Insurance complies with The Campaign Registry (TCR) and A2P messaging requirements, including:

• Explicit Consent: Messages are sent only to users who have clearly opted in
• Opt-Out Mechanism: You may opt out at any time by replying STOP
• Message Frequency Disclosure: We provide transparency regarding message frequency
• Carrier Disclaimer: Message and data rates may apply. Carriers are not liable for delayed or undelivered messages

4.) Cookies & Tracking Technologies

Our website may use cookies and similar tracking tools to improve user experience. By continuing to use the website, you consent to this in accordance with our Privacy Policy.

5.) Third-Party Links

Our site may contain links to external websites. Roary Insurance is not responsible for the content, security, or privacy practices of third-party sites.

6.) Disclaimers & Limitation of Liability

Roary Insurance provides services and content “as is” without warranties of any kind. We are not liable for:

• Errors or inaccuracies in provided information
• Service interruptions or delays
• Unauthorized access to data beyond our reasonable control

In no event shall Roary Insurance be liable for direct, indirect, incidental, or consequential damages arising from use of our services.

7.) Changes to Terms & Conditions

We reserve the right to update these Terms & Conditions. Any revisions will be posted here with an updated effective date. Your continued use of our services confirms your acceptance of the updated terms.

8.) Contact Information

For any questions regarding these Terms & Conditions, you may contact us at:

Roary Insurance LLC
10161 W Park Run Drive, Suite 150
Phone: 1.800.785.4611
Email: legal@roaryinsurance.com